/**
 * Black Wall Street – Loan Products & Application Form
 * Brand palette from Elementor kit:
 *   Navy #162E51, Gold #BD9559, Black #000000, White #FFFFFF, Gray #D7D7D7
 *
 * Loan grid "light" skin matches reference card layout (white tiles, left accent);
 * accents use gold/navy only — never maroon. Override in Custom CSS:
 *   .bws-grid-section--light { --bws-accent: #your-color; }
 */

:root {
	--bws-navy: #162e51;
	--bws-gold: #bd9559;
	--bws-gold-deep: #a67d45;
	--bws-gray: #d7d7d7;
	--bws-ease-out: cubic-bezier(0.22, 1, 0.36, 1);
	--bws-ease-soft: cubic-bezier(0.4, 0, 0.2, 1);
}

/* ------------------------------------------------------------------ */
/*  Layout helpers                                                     */
/* ------------------------------------------------------------------ */

.bws-container {
	max-width: 1200px;
	margin: 0 auto;
	padding: 0 24px;
}

/* Theme: full-width main content column where themes wrap loan pages */
main#content {
	max-width: 100%;
	margin-top: 20px;
}

/* ------------------------------------------------------------------ */
/*  Grid section — light (default): white cards, gold/navy accents      */
/* ------------------------------------------------------------------ */

.bws-grid-section {
	padding: 96px 0 110px;
}

.bws-grid-section--light {
	--bws-accent: var(--bws-gold);
	--bws-accent-2: var(--bws-navy);
	background: linear-gradient(180deg, #f8f9fb 0%, #eef0f4 100%);
	color: #1a1a1a;
	overflow: hidden;
}

.bws-grid-section--light .bws-section-header__title {
	color: #0a0a0a;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	font-size: clamp(28px, 3.5vw, 42px);
}

.bws-grid-section--light .bws-section-header__sub {
	color: #5c6370;
	max-width: 720px;
	margin-left: auto;
	margin-right: auto;
}

.bws-section-header {
	text-align: center;
	max-width: 820px;
	margin: 0 auto 56px;
}

.bws-section-header--center {
	margin-left: auto;
	margin-right: auto;
}

.bws-section-header__title {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(32px, 4vw, 48px);
	line-height: 1.1;
	margin: 0 0 16px;
}

.bws-section-header__sub {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 18px;
	line-height: 1.6;
	margin: 0;
}

.bws-grid {
	display: grid;
	grid-template-columns: repeat(var(--bws-cols, 3), minmax(0, 1fr));
	gap: 28px;
}

@media (max-width: 1024px) {
	.bws-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
}

@media (max-width: 640px) {
	.bws-grid { grid-template-columns: 1fr; }
}

/* Full-card link overlay: inner is non-interactive; stretched <a> receives clicks/focus */
.bws-sr-only {
	position: absolute;
	width: 1px;
	height: 1px;
	padding: 0;
	margin: -1px;
	overflow: hidden;
	clip: rect(0, 0, 0, 0);
	clip-path: inset(50%);
	white-space: nowrap;
	border: 0;
}

.bws-card--product {
	position: relative;
}

.bws-card__product-link {
	position: absolute;
	inset: 0;
	z-index: 2;
	border-radius: inherit;
	text-decoration: none;
}

.bws-card__product-link:focus-visible {
	outline: 2px solid var(--bws-gold);
	outline-offset: 3px;
}

/* Light cards: left accent rail + entrance + hover */
.bws-grid-section--light .bws-card--product {
	position: relative;
	background: #fff;
	border: 1px solid #e2e6ec;
	border-radius: 12px;
	padding: 0;
	display: flex;
	flex-direction: column;
	overflow: hidden;
	box-shadow:
		0 4px 6px rgba(22, 46, 81, 0.04),
		0 12px 32px rgba(22, 46, 81, 0.06);
	opacity: 0;
	animation: bws-card-rise 0.72s var(--bws-ease-out) forwards;
	animation-delay: calc(0.07s * (var(--bws-card-i, 1) - 1));
	will-change: transform, opacity;
	transition:
		transform 0.45s var(--bws-ease-soft),
		box-shadow 0.4s var(--bws-ease-soft),
		border-color 0.35s var(--bws-ease-soft),
		filter 0.4s var(--bws-ease-soft);
}

@keyframes bws-card-rise {
	from {
		opacity: 0;
		transform: translateY(26px);
	}
	to {
		opacity: 1;
		transform: translateY(0);
	}
}

.bws-grid-section--light .bws-card--product:hover {
	transform: translateY(-10px) scale(1.015);
	box-shadow:
		0 8px 16px rgba(22, 46, 81, 0.08),
		0 28px 56px rgba(22, 46, 81, 0.12),
		0 0 0 1px rgba(189, 149, 89, 0.2);
	border-color: rgba(189, 149, 89, 0.45);
}

.bws-grid-section--light .bws-card--product::before {
	content: "";
	position: absolute;
	left: 0;
	top: 0;
	bottom: 0;
	width: 4px;
	background: linear-gradient(180deg, var(--bws-accent) 0%, var(--bws-accent-2) 100%);
	border-radius: 12px 0 0 12px;
	transform: scaleY(1);
	transform-origin: center top;
	transition: transform 0.45s var(--bws-ease-out), opacity 0.35s ease;
}

.bws-grid-section--light .bws-card--product:hover::before {
	transform: scaleY(1.04);
	opacity: 1;
}

.bws-grid-section--light .bws-card__inner {
	position: relative;
	z-index: 1;
	pointer-events: none;
	padding: 26px 22px 24px 26px;
	display: flex;
	flex-direction: column;
	flex: 1;
	min-height: 100%;
}

.bws-grid-section--light .bws-card__icon {
	width: 52px;
	height: 52px;
	border-radius: 10px;
	background: linear-gradient(145deg, var(--bws-accent) 0%, var(--bws-gold-deep) 100%);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 22px;
	color: #fff;
	margin-bottom: 16px;
	box-shadow: 0 6px 16px rgba(189, 149, 89, 0.35);
	transition: transform 0.45s var(--bws-ease-out), box-shadow 0.45s var(--bws-ease-out);
}

.bws-grid-section--light .bws-card--product:hover .bws-card__icon {
	transform: scale(1.08) rotate(-2deg);
	box-shadow: 0 10px 28px rgba(189, 149, 89, 0.45);
}

.bws-grid-section--light .bws-card__title {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: 21px;
	margin: 0 0 10px;
	color: #111;
	line-height: 1.25;
}

.bws-grid-section--light .bws-card__desc {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 15px;
	line-height: 1.55;
	color: #5c6370;
	margin: 0 0 22px;
	flex-grow: 1;
}

.bws-grid-section--light .bws-card__btn {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 700;
	letter-spacing: 0.1em;
	text-transform: uppercase;
	color: var(--bws-accent);
	border: 2px solid var(--bws-accent);
	border-radius: 6px;
	background: #fff;
	padding: 11px 20px;
	text-decoration: none;
	display: inline-flex;
	align-items: center;
	gap: 10px;
	align-self: flex-start;
	margin-top: auto;
	position: relative;
	overflow: hidden;
	transition:
		color 0.35s var(--bws-ease-soft),
		border-color 0.35s var(--bws-ease-soft),
		transform 0.35s var(--bws-ease-soft),
		box-shadow 0.35s var(--bws-ease-soft);
}

.bws-grid-section--light .bws-card__btn::after {
	content: "";
	position: absolute;
	inset: 0;
	background: linear-gradient(135deg, var(--bws-accent) 0%, var(--bws-accent-2) 100%);
	opacity: 0;
	transition: opacity 0.35s var(--bws-ease-soft);
	z-index: 0;
}

.bws-grid-section--light .bws-card__btn-text,
.bws-grid-section--light .bws-card__btn-arrow {
	position: relative;
	z-index: 1;
	transition: color 0.35s var(--bws-ease-soft), transform 0.35s var(--bws-ease-soft);
}

.bws-grid-section--light .bws-card__btn:hover {
	color: #fff;
	border-color: var(--bws-navy);
	transform: translateY(-2px);
	box-shadow: 0 8px 24px rgba(22, 46, 81, 0.2);
}

.bws-grid-section--light .bws-card__btn:hover::after {
	opacity: 1;
}

.bws-grid-section--light .bws-card__btn:hover .bws-card__btn-arrow {
	transform: translateX(5px);
	color: #fff;
}

.bws-grid-section--light .bws-grid-section__cta {
	margin-top: 52px;
}

.bws-grid-section--light .bws-btn--ghost {
	background: #fff;
	color: var(--bws-navy);
	border-color: var(--bws-navy);
}

.bws-grid-section--light .bws-btn--ghost:hover {
	background: var(--bws-navy);
	color: #fff;
	border-color: var(--bws-navy);
}

@media (prefers-reduced-motion: reduce) {
	.bws-grid-section--light .bws-card--product,
	.bws-grid-section--light .bws-card--product:hover {
		transition: none;
		transform: none !important;
		opacity: 1 !important;
		animation: none !important;
	}

	.bws-grid-section--light .bws-card__icon,
	.bws-grid-section--light .bws-card--product:hover .bws-card__icon {
		transform: none !important;
	}
}

/* ------------------------------------------------------------------ */
/*  Grid section — dark (shortcode skin="dark")                       */
/* ------------------------------------------------------------------ */

.bws-grid-section--dark {
	background: linear-gradient(180deg, #0a1424 0%, #162e51 40%, #162e51 100%);
	color: #fff;
}

.bws-grid-section--dark .bws-section-header__title {
	color: #fff;
	text-transform: none;
	letter-spacing: normal;
}

.bws-grid-section--dark .bws-section-header__sub {
	color: var(--bws-gray);
}

.bws-grid-section--dark .bws-card--product {
	position: relative;
	background: rgba(255, 255, 255, 0.04);
	border: 1px solid rgba(189, 149, 89, 0.25);
	border-radius: 16px;
	padding: 28px 24px 24px;
	display: flex;
	flex-direction: column;
	transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.bws-grid-section--dark .bws-card--product:hover {
	transform: translateY(-4px);
	border-color: var(--bws-gold);
	box-shadow: 0 18px 48px rgba(0, 0, 0, 0.35);
}

.bws-grid-section--dark .bws-card--product::before {
	display: none;
}

.bws-grid-section--dark .bws-card__inner {
	position: relative;
	z-index: 1;
	pointer-events: none;
	display: flex;
	flex-direction: column;
	flex: 1;
	min-height: 0;
}

.bws-grid-section--dark .bws-card__icon {
	width: 56px;
	height: 56px;
	border-radius: 12px;
	background: linear-gradient(135deg, var(--bws-gold) 0%, var(--bws-gold-deep) 100%);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 24px;
	color: var(--bws-navy);
	margin-bottom: 18px;
	box-shadow: none;
}

.bws-grid-section--dark .bws-card--product:hover .bws-card__icon {
	transform: none;
}

.bws-grid-section--dark .bws-card__title {
	font-size: 22px;
	color: #fff;
	margin: 0 0 10px;
}

.bws-grid-section--dark .bws-card__desc {
	font-size: 15px;
	color: var(--bws-gray);
	margin: 0 0 auto;
	flex-grow: 1;
	padding-bottom: 20px;
}

.bws-grid-section--dark .bws-card__btn {
	background: transparent;
	border: none;
	padding: 0;
	border-radius: 0;
	font-size: 14px;
	font-weight: 600;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	color: var(--bws-gold);
	gap: 8px;
	box-shadow: none;
}

.bws-grid-section--dark .bws-card__btn::after {
	display: none;
}

.bws-grid-section--dark .bws-card__btn:hover {
	color: #fff;
	transform: translateX(4px);
	border: none;
	box-shadow: none;
}

.bws-grid-section--dark .bws-card__btn:hover .bws-card__btn-arrow {
	transform: translateX(4px);
}

.bws-grid-section__cta {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 16px;
	margin-top: 56px;
}

/* Legacy text link class if used elsewhere */
.bws-card__more {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	font-weight: 600;
	letter-spacing: 0.04em;
	text-transform: uppercase;
	color: var(--bws-gold);
	text-decoration: none;
	display: inline-flex;
	align-items: center;
	gap: 8px;
}

.bws-card__more:hover {
	color: #fff;
}

/* ------------------------------------------------------------------ */
/*  Buttons                                                            */
/* ------------------------------------------------------------------ */

.bws-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 10px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
	text-decoration: none;
	padding: 16px 32px;
	border-radius: 4px;
	border: 2px solid transparent;
	cursor: pointer;
	transition: background 0.2s, color 0.2s, border-color 0.2s;
}

.bws-btn--gold {
	background: #BD9559;
	color: #162E51;
	border-color: #BD9559;
}

.bws-btn--gold:hover {
	background: #fff;
	border-color: #fff;
	color: #162E51;
}

.bws-btn--ghost {
	background: #bc935d;
	color: #fff;
	border-color: #fff;
}

.bws-btn--ghost:hover {
	background: #fff;
	color: #162E51;
}

.bws-btn--block {
	width: 100%;
}

/* ------------------------------------------------------------------ */
/*  Detail page (loan program singles — theme-aligned banner)         */
/* ------------------------------------------------------------------ */

.bws-detail {
	--bws-detail-navy: #162e51;
	--bws-detail-navy-deep: #0d1a2e;
	--bws-detail-gold: #bd9559;
	--bws-detail-gold-soft: rgba(189, 149, 89, 0.45);
	--bws-detail-cream: #f7f4ef;
	overflow-x: clip;
}

/* Hello Elementor / narrow .page-content should not clip the program banner */
.single-bws_loan_product .site-main .page-content {
	max-width: none;
	width: 100%;
	padding-inline: 0;
	margin-inline: 0;
}

.single-bws_loan_product .site-main {
	max-width: none;
}

.page .page-content:has(.bws-detail) {
	max-width: none;
	width: 100%;
	padding-inline: 0;
}

.bws-detail__hero {
	position: relative;
	overflow: hidden;
	background: linear-gradient(145deg, var(--bws-detail-navy) 0%, var(--bws-detail-navy-deep) 55%, #0a1524 100%);
	color: #fff;
	padding: 0 0 0;
	margin: 0;
}

.bws-detail__hero-bg {
	position: absolute;
	inset: 0;
	background-image:
		radial-gradient(ellipse 80% 50% at 100% 0%, rgba(189, 149, 89, 0.18) 0%, transparent 55%),
		radial-gradient(ellipse 60% 40% at 0% 100%, rgba(255, 255, 255, 0.06) 0%, transparent 50%);
	pointer-events: none;
}

.bws-detail__hero-shine {
	position: absolute;
	inset: -40% -20% auto 45%;
	height: 85%;
	background: linear-gradient(105deg, transparent 0%, rgba(255, 255, 255, 0.04) 45%, transparent 70%);
	transform: rotate(-8deg);
	pointer-events: none;
}

.bws-detail__hero-inner {
	position: relative;
	z-index: 1;
	padding: 28px 24px 56px;
	max-width: 1200px;
}

@media (min-width: 768px) {
	.bws-detail__hero-inner { padding: 36px 24px 64px; }
}

.bws-detail__crumbs {
	margin: 0 0 20px;
}

.bws-detail__crumbs ol {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 8px 6px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 500;
	letter-spacing: 0.02em;
}

.bws-detail__crumbs li {
	display: inline-flex;
	align-items: center;
	gap: 6px;
	color: rgba(255, 255, 255, 0.65);
}

.bws-detail__crumbs li:not(:last-child)::after {
	content: "/";
	margin-left: 6px;
	color: rgba(255, 255, 255, 0.35);
	font-weight: 400;
}

.bws-detail__crumbs a {
	color: rgba(255, 255, 255, 0.9);
	text-decoration: none;
	border-bottom: 1px solid transparent;
	transition: color 0.2s, border-color 0.2s;
}

.bws-detail__crumbs a:hover {
	color: var(--bws-detail-gold);
	border-bottom-color: var(--bws-detail-gold);
}

.bws-detail__crumbs li[aria-current="page"] {
	color: var(--bws-detail-gold);
	font-weight: 600;
	max-width: 100%;
}

.bws-detail__crumbs li[aria-current="page"] {
	overflow: hidden;
	text-overflow: ellipsis;
	white-space: nowrap;
}

@media (max-width: 480px) {
	.bws-detail__crumbs li[aria-current="page"] {
		white-space: normal;
	}
}

.bws-detail__eyebrow {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 11px;
	font-weight: 700;
	letter-spacing: 0.14em;
	text-transform: uppercase;
	color: var(--bws-detail-gold);
	margin: 0 0 20px;
}

.bws-detail__hero-layout {
	display: grid;
	grid-template-columns: 1fr;
	gap: 36px;
	align-items: center;
}

@media (min-width: 900px) {
	.bws-detail__hero-layout {
		grid-template-columns: 1fr minmax(220px, 280px);
		gap: 48px;
	}
}

.bws-detail__hero-primary {
	text-align: center;
}

@media (min-width: 900px) {
	.bws-detail__hero-primary { text-align: left; }
}

.bws-detail__icon-wrap {
	position: relative;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	margin-bottom: 20px;
}

.bws-detail__icon-ring {
	position: absolute;
	inset: -6px;
	border-radius: 22px;
	border: 1px solid var(--bws-detail-gold-soft);
	opacity: 0.9;
	pointer-events: none;
}

.bws-detail__icon {
	width: 76px;
	height: 76px;
	border-radius: 18px;
	background: linear-gradient(145deg, var(--bws-detail-gold) 0%, #a67d45 100%);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 34px;
	color: var(--bws-detail-navy);
	box-shadow: 0 12px 28px rgba(0, 0, 0, 0.25);
}

.bws-detail__title {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 700;
	font-size: clamp(30px, 4.5vw, 48px);
	line-height: 1.12;
	margin: 0 0 14px;
	letter-spacing: -0.02em;
}

.bws-detail__tagline {
	font-family: "Inter", system-ui, sans-serif;
	font-size: clamp(16px, 2vw, 19px);
	color: rgba(255, 255, 255, 0.82);
	max-width: 640px;
	margin: 0 auto 26px;
	line-height: 1.6;
}

@media (min-width: 900px) {
	.bws-detail__tagline { margin-left: 0; margin-right: 0; }
}

.bws-detail__highlights {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 10px 12px;
	margin-bottom: 28px;
}

@media (min-width: 900px) {
	.bws-detail__highlights { justify-content: flex-start; }
}

.bws-highlight {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 600;
	color: #fff;
	background: rgba(255, 255, 255, 0.07);
	border: 1px solid rgba(189, 149, 89, 0.4);
	padding: 8px 14px;
	border-radius: 999px;
	backdrop-filter: blur(6px);
}

.bws-highlight i { color: var(--bws-detail-gold); font-size: 14px; }

.bws-detail__cta {
	display: flex;
	flex-wrap: wrap;
	justify-content: center;
	gap: 14px;
}

@media (min-width: 900px) {
	.bws-detail__cta { justify-content: flex-start; }
}

.bws-detail__cta-primary {
	box-shadow: 0 8px 24px rgba(189, 149, 89, 0.35);
}

.bws-detail__hero .bws-btn--ghost {
	border-color: rgba(255, 255, 255, 0.65);
	color: #fff;
}

.bws-detail__hero .bws-btn--ghost:hover {
	background: var(--bws-detail-gold);
	border-color: var(--bws-detail-gold);
	color: var(--bws-detail-navy);
}

.bws-detail__hero-panel {
	display: none;
}

@media (min-width: 900px) {
	.bws-detail__hero-panel {
		display: block;
		align-self: stretch;
	}
}

.bws-detail__hero-panel-inner {
	height: 100%;
	min-height: 220px;
	padding: 20px 22px 22px;
	border-radius: 16px;
	background: rgba(255, 255, 255, 0.06);
	border: 1px solid rgba(189, 149, 89, 0.28);
	box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.08);
	display: flex;
	flex-direction: column;
	gap: 14px;
}

.bws-detail__panel-label {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 11px;
	font-weight: 700;
	letter-spacing: 0.2em;
	text-transform: uppercase;
	color: var(--bws-detail-gold);
	margin: 0;
	flex-shrink: 0;
}

.bws-detail__panel-facts {
	list-style: none;
	margin: 0;
	padding: 0;
	display: grid;
	grid-template-columns: 1fr;
	gap: 10px;
	flex: 1;
	align-content: start;
}

.bws-detail__panel-facts li {
	margin: 0;
	width: 100%;
	min-height: 0;
	padding: 14px 18px;
	border-radius: 14px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 600;
	line-height: 1.45;
	text-align: center;
	color: rgba(255, 255, 255, 0.95);
	background: rgba(255, 255, 255, 0.09);
	border: 1px solid rgba(255, 255, 255, 0.16);
	box-shadow:
		inset 0 1px 0 rgba(255, 255, 255, 0.06),
		0 4px 14px rgba(0, 0, 0, 0.12);
	display: flex;
	align-items: center;
	justify-content: center;
	hyphens: auto;
	overflow-wrap: anywhere;
	word-break: break-word;
}

.bws-detail__panel-empty {
	margin: 0;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	line-height: 1.5;
	color: rgba(255, 255, 255, 0.55);
}

.bws-detail__hero-wave {
	position: relative;
	height: 28px;
	margin-top: -1px;
	background: var(--bws-detail-cream);
	clip-path: polygon(0 100%, 0 35%, 50% 0, 100% 35%, 100% 100%);
	pointer-events: none;
}

@media (min-width: 900px) {
	.bws-detail__hero-wave { height: 36px; }
}

.bws-detail__body {
	background: linear-gradient(180deg, var(--bws-detail-cream) 0%, #fff 38%, #fff 100%);
	color: #1c1b1f;
	padding: 48px 0 100px;
}

.bws-detail__grid {
	display: grid;
	grid-template-columns: 1fr 340px;
	gap: 40px;
	align-items: start;
}

@media (max-width: 1024px) {
	.bws-detail__grid { grid-template-columns: 1fr; }
}

.bws-detail__main {
	background: #fff;
	border-radius: 16px;
	padding: 36px 32px 40px;
	box-shadow: 0 4px 24px rgba(22, 46, 81, 0.07);
	border: 1px solid rgba(22, 46, 81, 0.06);
}

@media (max-width: 640px) {
	.bws-detail__main { padding: 28px 22px 32px; }
}

.bws-detail__section {
	margin-bottom: 36px;
}

.bws-detail__section:last-of-type { margin-bottom: 0; }

.bws-detail__section h2 {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(22px, 2.5vw, 28px);
	margin: 0 0 14px;
	color: var(--bws-detail-navy);
	padding-bottom: 10px;
	border-bottom: 2px solid rgba(189, 149, 89, 0.35);
}

.bws-detail__section:first-child h2 { margin-top: 0; }

.bws-detail__prose {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 16px;
	line-height: 1.75;
	color: #2d3340;
}

.bws-detail__prose a:not(.bws-btn) {
	color: #0d3d6e;
	text-decoration: underline;
	text-underline-offset: 3px;
	font-weight: 500;
}

.bws-detail a.bws-btn {
	text-decoration: none;
}

.bws-detail a.bws-btn:hover {
	background: #000;
	color: #fff;
}

.bws-detail__prose p {
	margin: 0 0 14px;
}

.bws-detail__prose p:last-child { margin-bottom: 0; }

.bws-detail__section--who p {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 16px;
	line-height: 1.7;
	margin: 0;
	color: #2d3340;
}

.bws-feature-list {
	list-style: none;
	margin: 0;
	padding: 0;
	display: flex;
	flex-direction: column;
	gap: 0;
}

.bws-feature-list li {
	display: flex;
	align-items: flex-start;
	gap: 14px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 15px;
	line-height: 1.55;
	padding: 14px 16px;
	margin: 0;
	border-radius: 10px;
	border: 1px solid #eee;
	background: #fafafa;
	transition: border-color 0.2s, box-shadow 0.2s;
}

.bws-feature-list li + li { margin-top: 10px; }

.bws-feature-list li:hover {
	border-color: rgba(189, 149, 89, 0.45);
	box-shadow: 0 4px 14px rgba(22, 46, 81, 0.06);
}

.bws-feature-list i {
	color: var(--bws-detail-gold);
	margin-top: 3px;
	flex-shrink: 0;
}

.bws-detail__cta--bottom {
	justify-content: flex-start;
	margin-top: 36px;
	padding-top: 8px;
}

.bws-detail__aside .bws-card {
	background: #fff;
	border: 1px solid rgba(22, 46, 81, 0.08);
	border-radius: 14px;
	padding: 24px;
	margin-bottom: 20px;
	box-shadow: 0 8px 28px rgba(22, 46, 81, 0.06);
	transition: box-shadow 0.2s, transform 0.2s;
}

.bws-detail__aside .bws-card:hover {
	box-shadow: 0 12px 36px rgba(22, 46, 81, 0.09);
}

.bws-card--cta {
	background: linear-gradient(165deg, var(--bws-detail-navy) 0%, var(--bws-detail-navy-deep) 100%);
	color: #fff;
	border: 1px solid rgba(189, 149, 89, 0.25);
}

.bws-card--cta h3 {
	font-family: "Heebo", system-ui, sans-serif;
	font-size: 22px;
	margin: 0 0 10px;
	color: #000000;
}

.bws-card--cta p {
	color: rgb(0 0 0 / 82%);
	font-size: 15px;
	line-height: 1.55;
	margin: 0 0 16px;
	margin-top: 20px;
}

p.bws-card__phone {}

.bws-card__phone,
.bws-card__addr {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	margin: 12px 0 0;
	color: rgba(255, 255, 255, 0.78);
}

.bws-card__phone a,
.bws-card__addr a { color: var(--bws-detail-gold); text-decoration: none; }
.bws-card__phone a:hover { text-decoration: underline; }

.bws-card--related h3 {
	font-family: "Heebo", system-ui, sans-serif;
	font-size: 18px;
	color: var(--bws-detail-navy);
	margin: 0 0 6px;
}

.bws-related {
	list-style: none;
	margin: 0 0 16px;
	padding: 0;
}

.bws-related li a {
	display: flex;
	align-items: center;
	gap: 10px;
	padding: 12px 10px;
	margin: 0 -10px;
	border-radius: 10px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	font-weight: 500;
	color: var(--bws-detail-navy);
	text-decoration: none;
	border-bottom: none;
	transition: background 0.2s, color 0.2s;
}

.bws-related li a:hover {
	background: rgba(189, 149, 89, 0.12);
	color: var(--bws-detail-navy-deep);
}

.bws-related i:first-of-type { color: var(--bws-detail-gold); width: 22px; text-align: center; flex-shrink: 0; }

.bws-related__arrow {
	margin-left: auto;
	font-size: 11px;
	opacity: 0.45;
	transition: opacity 0.2s, transform 0.2s;
}

.bws-related li a:hover .bws-related__arrow {
	opacity: 0.95;
	transform: translateX(2px);
}

/* ------------------------------------------------------------------ */
/*  Multi-step form                                                    */
/* ------------------------------------------------------------------ */

.bws-form-section {
	background: #f6f7f9;
	padding: 80px 0 100px;
}

.bws-form-section .bws-section-header__title {
	color: #162e51;
}

.bws-form-section .bws-section-header__sub {
	color: #5c6370;
}

.bws-form-wrap { max-width: 720px; }

.bws-form {
	background: #fff;
	border-radius: 12px;
	box-shadow: 0 12px 40px rgba(22, 46, 81, 0.08);
	padding: 40px 36px 36px;
}

@media (max-width: 640px) {
	.bws-form { padding: 28px 20px 24px; }
}

.bws-form__progress { margin-bottom: 32px; }

.bws-form__bar {
	height: 4px;
	background: #EAEAEA;
	border-radius: 999px;
	overflow: hidden;
	margin-bottom: 20px;
}

.bws-form__bar-fill {
	display: block;
	height: 100%;
	background: linear-gradient(90deg, #BD9559, #162E51);
	border-radius: 999px;
	transition: width 0.35s ease;
}

.bws-form__steps-nav {
	display: flex;
	justify-content: space-between;
	list-style: none;
	margin: 0;
	padding: 0;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 11px;
	font-weight: 600;
	text-transform: uppercase;
	letter-spacing: 0.04em;
	color: #888;
}

.bws-form__steps-nav li {
	display: flex;
	flex-direction: column;
	align-items: center;
	gap: 6px;
	flex: 1;
	text-align: center;
}

.bws-form__steps-nav li span {
	width: 28px;
	height: 28px;
	border-radius: 50%;
	background: #EAEAEA;
	color: #666;
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 12px;
	transition: background 0.2s, color 0.2s;
}

.bws-form__steps-nav li.is-active span,
.bws-form__steps-nav li.is-done span {
	background: #162E51;
	color: #fff;
}

.bws-form__steps-nav li.is-done span { background: #BD9559; color: #162E51; }

.bws-form__step {
	border: 0;
	margin: 0;
	padding: 0;
	display: none;
}

.bws-form__step.is-active { display: block; }

.bws-form__step legend {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: 22px;
	color: #162E51;
	padding: 0;
	margin: 0 0 24px;
}

.bws-form label {
	display: block;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 600;
	color: #162E51;
	margin-bottom: 18px;
}

.bws-form label .req { color: #c0392b; }

.bws-form input[type="text"],
.bws-form input[type="email"],
.bws-form input[type="tel"],
.bws-form select,
.bws-form textarea {
	width: 100%;
	margin-top: 8px;
	padding: 12px 14px;
	border: 1px solid #D7D7D7;
	border-radius: 6px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 15px;
	color: #1C1B1F;
	background: #fff;
	transition: border-color 0.2s, box-shadow 0.2s;
}

.bws-form input:focus,
.bws-form select:focus,
.bws-form textarea:focus {
	outline: none;
	border-color: #BD9559;
	box-shadow: 0 0 0 3px rgba(189, 149, 89, 0.2);
}

.bws-form__row {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 16px;
}

@media (max-width: 640px) {
	.bws-form__row { grid-template-columns: 1fr; }
}

.bws-checkbox {
	display: flex;
	gap: 12px;
	align-items: flex-start;
	font-size: 13px !important;
	font-weight: 400 !important;
	color: #555 !important;
}

.bws-checkbox input { margin-top: 3px; flex-shrink: 0; }

.bws-form__nav {
	display: flex;
	justify-content: space-between;
	align-items: center;
	margin-top: 28px;
	gap: 12px;
}

.bws-form__review {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 15px;
	line-height: 1.65;
	color: #1C1B1F;
	background: #f9fafb;
	border: 1px solid #EAEAEA;
	border-radius: 8px;
	padding: 20px 22px;
}

.bws-form__review dl {
	margin: 0;
	display: grid;
	grid-template-columns: 160px 1fr;
	gap: 10px 16px;
}

@media (max-width: 640px) {
	.bws-form__review dl { grid-template-columns: 1fr; }
}

.bws-form__review dt {
	font-weight: 600;
	color: #162E51;
}

.bws-form__review dd { margin: 0; color: #444; }

.bws-muted { color: #888; font-size: 14px; margin: 0 0 16px; }

.bws-form__msg {
	margin-top: 20px;
	padding: 14px 16px;
	border-radius: 8px;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	display: none;
}

.bws-form__msg.is-error {
	display: block;
	background: #fdecea;
	color: #c0392b;
	border: 1px solid #f5c6cb;
}

.bws-form__msg.is-success {
	display: block;
	background: #e8f8ef;
	color: #1e8449;
	border: 1px solid #a9dfbf;
}

.bws-form.is-loading { opacity: 0.55; pointer-events: none; }

/* Fluent Forms inside BWS shells (keep typography aligned with brand kit) */
.bws-form-section .frm-fluent-form,
.bws-form-section .ff-el-form-top,
.bws-form-section .fluentform {
	font-family: "Inter", system-ui, sans-serif;
}

.bws-form-section .ff-btn-submit,
.bws-form-section .fluentform .ff-btn-submit,
.bws-form-section button.ff-float-right {
	border-radius: 4px !important;
	font-weight: 700 !important;
	letter-spacing: 0.06em !important;
	text-transform: uppercase !important;
}

/* ------------------------------------------------------------------ */
/*  Fluent multi-step — horizontal row, numbered circles only         */
/*  Step titles stay in DOM for screen readers (visually hidden)      */
/*  Top track + --bws-step-pct via assets/frontend.js                 */
/* ------------------------------------------------------------------ */
.bws-form-section .ff-step-header {
	--bws-step-pct: 12.5%;
	position: relative;
	margin-bottom: 28px;
	padding: 30px clamp(12px, 3vw, 24px) 14px;
	background: #fff;
	border-radius: 12px;
	box-shadow: 0 8px 32px rgba(22, 46, 81, 0.1);
	border: 1px solid rgba(22, 46, 81, 0.08);
	overflow: hidden;
}

.bws-form-section .ff-step-header::before {
	content: "";
	position: absolute;
	top: 0;
	left: 0;
	right: 0;
	height: 4px;
	background: #e4e7eb;
	pointer-events: none;
}

.bws-form-section .ff-step-header::after {
	content: "";
	position: absolute;
	top: 0;
	left: 0;
	height: 4px;
	width: var(--bws-step-pct);
	max-width: 100%;
	background: linear-gradient(90deg, #bd9559 0%, #162e51 100%);
	border-radius: 0 4px 4px 0;
	transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
	pointer-events: none;
	z-index: 1;
}

.bws-form-section .ff-step-titles {
	margin: 0;
	counter-reset: step;
	display: flex !important;
	flex-direction: row !important;
	flex-wrap: nowrap !important;
	align-items: center;
	justify-content: space-between;
	gap: 8px;
	width: 100%;
	list-style: none;
	padding: 0;
	position: relative;
	z-index: 2;
	overflow-x: auto;
	overflow-y: hidden;
	-webkit-overflow-scrolling: touch;
	scrollbar-width: thin;
	scrollbar-color: rgba(22, 46, 81, 0.35) transparent;
}

.bws-form-section .ff-step-titles li {
	display: flex !important;
	flex-direction: column;
	align-items: center;
	justify-content: center;
	flex: 1 1 0;
	min-width: 0;
	max-width: none;
	margin: 0;
	padding: 4px 2px;
	box-sizing: border-box;
	position: relative;
	background: transparent;
	border: none;
	border-radius: 0;
	box-shadow: none;
	color: transparent;
	transition: background 0.2s ease;
}

/* Labels/ names hidden visually; still announced by screen readers */
.bws-form-section .ff-step-titles li > span {
	position: absolute !important;
	width: 1px !important;
	height: 1px !important;
	padding: 0 !important;
	margin: -1px !important;
	overflow: hidden !important;
	clip: rect(0, 0, 0, 0) !important;
	clip-path: inset(50%) !important;
	white-space: nowrap !important;
	border: 0 !important;
}

.bws-form-section .ff-step-titles li:before {
	background: #fff !important;
	border: 2px solid rgba(22, 46, 81, 0.2) !important;
	border-radius: 50% !important;
	color: #5a6573 !important;
	content: counter(step);
	counter-increment: step;
	display: flex !important;
	align-items: center;
	justify-content: center;
	font-size: 14px;
	font-weight: 700;
	height: 38px !important;
	width: 38px !important;
	min-height: 38px !important;
	min-width: 38px !important;
	line-height: 1 !important;
	margin: 0 auto !important;
	flex-shrink: 0;
	position: relative;
	z-index: 3;
	box-shadow: none !important;
}

.bws-form-section .ff-step-titles li:after {
	display: none !important;
}

.bws-form-section .ff-step-titles li.ff_active {
	background: linear-gradient(180deg, rgba(189, 149, 89, 0.18) 0%, transparent 85%);
	border-radius: 12px;
	padding: 6px 4px;
}

.bws-form-section .ff-step-titles li.ff_active:before,
.bws-form-section .ff-step-titles li.ff_completed:before {
	background: #162e51 !important;
	border-color: #162e51 !important;
	color: #fff !important;
}

@media (min-width: 1200px) {
	.bws-form-section .ff-step-titles {
		overflow-x: visible;
	}
}

@media (max-width: 640px) {
	.bws-form-section .ff-step-header {
		padding: 26px 10px 12px;
	}

	.bws-form-section .ff-step-titles {
		gap: 6px;
	}

	.bws-form-section .ff-step-titles li:before {
		height: 34px !important;
		width: 34px !important;
		min-height: 34px !important;
		min-width: 34px !important;
		font-size: 13px !important;
	}
}

.bws-fluent-missing {
	background: #fff8e6;
	border: 1px solid #f0d591;
	padding: 20px;
	border-radius: 8px;
	font-family: "Inter", system-ui, sans-serif;
	color: #7a5f00;
}

.bws-ls-shortcode-detail { clear: both; display: flow-root; }

.bws-ff-thankyou h3 {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	margin: 0 0 8px;
	color: #162e51;
}

/* ------------------------------------------------------------------ */
/*  Loan officer landing (MFA-style LO page sections)                 */
/* ------------------------------------------------------------------ */

.bws-officer-hero {
	padding: clamp(48px, 8vw, 96px) 0 clamp(40px, 6vw, 72px);
	background:
		radial-gradient(120% 80% at 85% 10%, rgba(189, 149, 89, 0.14), transparent 55%),
		linear-gradient(180deg, #f3f5f8 0%, #eef1f6 100%);
	color: #0f172a;
}

.bws-officer-hero__grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(260px, 400px);
	gap: clamp(32px, 5vw, 56px);
	align-items: center;
}

@media (max-width: 900px) {
	.bws-officer-hero__grid {
		grid-template-columns: 1fr;
	}
	.bws-officer-hero__photo-wrap {
		order: -1;
		max-width: 320px;
		margin: 0 auto;
	}
}

.bws-officer-hero__badge {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	font-weight: 700;
	letter-spacing: 0.12em;
	text-transform: uppercase;
	color: var(--bws-gold-deep);
	margin: 0 0 12px;
}

.bws-officer-hero__name {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(2rem, 4.5vw, 3rem);
	line-height: 1.1;
	margin: 0 0 8px;
	color: var(--bws-navy);
}

.bws-officer-hero__title {
	font-family: "Inter", system-ui, sans-serif;
	font-size: clamp(1.05rem, 2vw, 1.25rem);
	color: #3d4a5c;
	margin: 0 0 20px;
}

.bws-officer-hero__meta {
	list-style: none;
	margin: 0 0 28px;
	padding: 0;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 16px;
	line-height: 1.6;
}

.bws-officer-hero__meta li {
	margin: 0 0 8px;
	display: flex;
	align-items: flex-start;
	gap: 10px;
}

.bws-officer-hero__meta a {
	color: var(--bws-navy);
	text-decoration: none;
	border-bottom: 1px solid rgba(22, 46, 81, 0.25);
	transition: border-color 0.2s var(--bws-ease-soft), color 0.2s var(--bws-ease-soft);
}

.bws-officer-hero__meta a:hover {
	color: var(--bws-gold-deep);
	border-bottom-color: rgba(189, 149, 89, 0.55);
}

.bws-officer-hero__meta i {
	margin-top: 4px;
	color: var(--bws-gold);
	width: 1.1em;
	text-align: center;
}

.bws-officer-hero__address {
	color: #3d4a5c;
}

.bws-officer-hero__nmls span {
	font-size: 14px;
	color: #5c6370;
}

.bws-officer-hero__actions {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 12px 16px;
}

.bws-officer-hero__btn {
	min-width: 140px;
	text-align: center;
}

.bws-officer-hero__link {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 15px;
	font-weight: 600;
	color: var(--bws-navy);
	text-decoration: none;
	display: inline-flex;
	align-items: center;
	gap: 8px;
	margin-left: 4px;
}

.bws-officer-hero__link:hover {
	color: var(--bws-gold-deep);
}

.bws-officer-hero__photo-wrap {
	display: flex;
	justify-content: center;
}

.bws-officer-hero__photo-ring {
	padding: 8px;
	border-radius: 50%;
	background: linear-gradient(145deg, var(--bws-gold), rgba(189, 149, 89, 0.35));
	box-shadow:
		0 20px 50px rgba(22, 46, 81, 0.15),
		0 0 0 1px rgba(255, 255, 255, 0.8) inset;
	animation: bws-officer-photo-in 0.9s var(--bws-ease-out) both;
}

.bws-officer-hero__photo-ring img,
.bws-officer-hero__photo-el {
	display: block;
	width: 100%;
	max-width: 340px;
	height: auto;
	border-radius: 50%;
	object-fit: cover;
	aspect-ratio: 1;
}

@keyframes bws-officer-photo-in {
	from {
		opacity: 0;
		transform: scale(0.94) translateY(12px);
	}
	to {
		opacity: 1;
		transform: scale(1) translateY(0);
	}
}

.bws-officer-about {
	padding: 72px 0 88px;
	background: #fff;
}

.bws-officer-about__inner {
	max-width: 860px;
	margin: 0 auto;
}

.bws-officer-about__heading {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	color: var(--bws-navy);
	margin: 0 0 20px;
}

.bws-officer-about__content {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 17px;
	line-height: 1.75;
	color: #334155;
}

.bws-prose > p:first-child {
	margin-top: 0;
}

.bws-prose > p:last-child {
	margin-bottom: 0;
}

.bws-officer-posts {
	padding: 72px 0 88px;
	background: linear-gradient(180deg, #f8f9fb 0%, #eef0f4 100%);
}

.bws-officer-posts__heading {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(1.65rem, 3vw, 2.1rem);
	color: var(--bws-navy);
	text-align: center;
	margin: 0 0 40px;
}

.bws-officer-posts__grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 24px;
}

@media (max-width: 960px) {
	.bws-officer-posts__grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 560px) {
	.bws-officer-posts__grid {
		grid-template-columns: 1fr;
	}
}

.bws-officer-posts__card {
	background: #fff;
	border-radius: 12px;
	overflow: hidden;
	border: 1px solid #e2e6ec;
	box-shadow: 0 8px 28px rgba(22, 46, 81, 0.07);
	transition: transform 0.35s var(--bws-ease-soft), box-shadow 0.35s var(--bws-ease-soft);
	opacity: 0;
	animation: bws-card-rise 0.65s var(--bws-ease-out) forwards;
}

.bws-officer-posts__card:nth-child(1) { animation-delay: 0.05s; }
.bws-officer-posts__card:nth-child(2) { animation-delay: 0.12s; }
.bws-officer-posts__card:nth-child(3) { animation-delay: 0.19s; }

.bws-officer-posts__card:hover {
	transform: translateY(-4px);
	box-shadow: 0 14px 40px rgba(22, 46, 81, 0.12);
}

.bws-officer-posts__thumb {
	display: block;
	aspect-ratio: 16 / 10;
	overflow: hidden;
	background: #e8edf3;
}

.bws-officer-posts__thumb img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	transition: transform 0.5s var(--bws-ease-soft);
}

.bws-officer-posts__card:hover .bws-officer-posts__thumb img {
	transform: scale(1.04);
}

.bws-officer-posts__thumb-fallback {
	display: block;
	width: 100%;
	height: 100%;
	min-height: 160px;
	background: linear-gradient(120deg, var(--bws-navy), #2a4a73);
}

.bws-officer-posts__title {
	font-family: "Heebo", system-ui, sans-serif;
	font-size: 1.1rem;
	margin: 16px 18px 6px;
	line-height: 1.35;
}

.bws-officer-posts__title a {
	color: var(--bws-navy);
	text-decoration: none;
}

.bws-officer-posts__title a:hover {
	color: var(--bws-gold-deep);
}

.bws-officer-posts__date {
	display: block;
	font-family: "Inter", system-ui, sans-serif;
	font-size: 13px;
	color: #64748b;
	margin: 0 18px 10px;
}

.bws-officer-posts__excerpt {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 14px;
	line-height: 1.55;
	color: #475569;
	margin: 0 18px 18px;
}

.bws-officer-contact {
	padding: 80px 0 96px;
	background: #fff;
}

.bws-officer-contact__header {
	text-align: center;
	max-width: 720px;
	margin: 0 auto 40px;
}

.bws-officer-contact__title {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(1.75rem, 3vw, 2.25rem);
	color: var(--bws-navy);
	margin: 0 0 10px;
}

.bws-officer-contact__sub {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 17px;
	line-height: 1.65;
	color: #5c6370;
	margin: 0;
}

.bws-officer-contact__grid {
	display: grid;
	grid-template-columns: minmax(0, 340px) minmax(0, 1fr);
	gap: clamp(28px, 4vw, 48px);
	align-items: start;
}

@media (max-width: 768px) {
	.bws-officer-contact__grid {
		grid-template-columns: 1fr;
	}
}

.bws-officer-contact__line {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 16px;
	margin: 0 0 12px;
}

.bws-officer-contact__line a {
	color: var(--bws-navy);
	font-weight: 600;
	text-decoration: none;
	border-bottom: 1px solid rgba(22, 46, 81, 0.2);
}

.bws-officer-contact__line a:hover {
	color: var(--bws-gold-deep);
	border-bottom-color: rgba(189, 149, 89, 0.5);
}

.bws-officer-contact__address {
	color: #3d4a5c;
	line-height: 1.6;
}

.bws-officer-contact__form-surface {
	background: #f9fafb;
	border: 1px solid #e8ecf2;
	border-radius: 12px;
	padding: clamp(20px, 3vw, 28px);
	box-shadow: 0 8px 28px rgba(22, 46, 81, 0.06);
}

.bws-officer-contact__placeholder {
	margin: 0;
	font-family: "Inter", system-ui, sans-serif;
	color: #7a5f00;
	background: #fff8e6;
	border: 1px solid #f0d591;
	padding: 16px;
	border-radius: 8px;
}

.bws-officer-contact .frm-fluent-form,
.bws-officer-contact .ff-el-form-top,
.bws-officer-contact .fluentform {
	font-family: "Inter", system-ui, sans-serif;
}

.bws-apply-strip {
	padding: clamp(56px, 7vw, 88px) 0;
	background: linear-gradient(115deg, var(--bws-navy) 0%, #1e3a5f 48%, #152d4d 100%);
	color: #fff;
}

.bws-apply-strip__inner {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(200px, 380px);
	gap: clamp(28px, 4vw, 48px);
	align-items: center;
}

@media (max-width: 768px) {
	.bws-apply-strip__inner {
		grid-template-columns: 1fr;
		text-align: center;
	}
	.bws-apply-strip__visual {
		justify-self: center;
	}
}

.bws-apply-strip__heading {
	font-family: "Heebo", system-ui, sans-serif;
	font-weight: 600;
	font-size: clamp(1.65rem, 3vw, 2.2rem);
	margin: 0 0 12px;
	line-height: 1.2;
}

.bws-apply-strip__sub {
	font-family: "Inter", system-ui, sans-serif;
	font-size: 17px;
	line-height: 1.65;
	opacity: 0.92;
	margin: 0 0 22px;
	max-width: 560px;
}

@media (max-width: 768px) {
	.bws-apply-strip__sub {
		margin-left: auto;
		margin-right: auto;
	}
}

.bws-apply-strip__btn {
	box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

.bws-apply-strip__visual img {
	display: block;
	max-width: 100%;
	height: auto;
	border-radius: 12px;
	box-shadow: 0 16px 48px rgba(0, 0, 0, 0.25);
}