Loan program
Credit Impaired or No DSCR
30-year No-DSCR No-Credit-Min term loans.
30-year term
No DSCR
No min credit
Quick facts
- 30-year term
- No DSCR
- No min credit
- 599 and below: up to 50% LTV
Overview
A long-term solution for borrowers whose properties don’t cash flow on paper or whose credit doesn’t fit conventional boxes. We tier the LTV based on credit profile.
Program highlights
- 599 and below: up to 50% LTV
- 600-649: up to 65% LTV
- 650 and above: up to 75% LTV
- Eligible: 1-4 unit, mixed-use & commercial
- 30-year amortization
Who this is for
Borrowers with credit challenges or properties that don't qualify for traditional DSCR or conventional debt.